Documentation & Due Diligence
Thorough document review and due diligence on clients, counterparties, and transactions, so decisions rest on verified information.
Every agreement is only as reliable as the parties behind it.
Before a loan is signed, a policy is issued, or a new partner is onboarded, you need to know who you are dealing with: who owns and controls them, whether they are who they say they are, and whether anything in their background puts you at risk.
Our due diligence team verifies identity and ownership, reviews financial and legal documents, and screens against sanctions and adverse media, then reports its findings in a clear, documented form.
Documents in a typical review.
Know your customer
- Passports and Emirates IDs
- Proof of address
- Source of funds and wealth information
Know your business
- Trade licence and registration documents
- Memorandum and articles of association
- Shareholder register and beneficial ownership declaration
Financial and legal
- Audited financial statements
- Key contracts and project documents
- Details of collateral and existing security
How a review is carried out.
- 01
Scope
We agree what needs to be verified and the level of depth the risk requires.
- 02
Collect
Documents are gathered from the subject and from reliable independent sources.
- 03
Verify and screen
Identity, ownership, and documents are verified and screened against risk lists.
- 04
Report
You receive documented findings, red flags, and a risk rating.
Due diligence vocabulary.
- KYC
- Know your customer: verifying the identity of individuals you do business with.
- KYB
- Know your business: verifying a company, its registration, and its owners.
- UBO
- Ultimate beneficial owner: the natural person who ultimately owns or controls a company.
- PEP
- Politically exposed person: someone in a prominent public role, or their close family and associates.
- EDD
- Enhanced due diligence: additional checks applied to higher-risk relationships.
- Adverse media
- Negative news coverage that may indicate financial crime or reputational risk.
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