Manufacturing & Industrial
Insurance for factories, fabricators, and processors, covering plant, stock, products, and the income that depends on them.
Six covers every manufacturer should review.
A breakdown on one machine can stop an entire production line, so cover needs to protect income as well as assets.
Property all risks
Factory buildings, machinery, raw materials, and finished goods.
Machinery breakdown
Sudden mechanical or electrical failure of production equipment.
Business interruption
Lost gross profit while production is stopped by insured damage or breakdown.
Products liability
Claims that a product you made or supplied caused injury or damage.
Goods in transit
Raw materials coming in and finished goods going out.
Workmen's compensation
Employer obligations for workers injured on the factory floor.
Your risk does not stop at the factory gate.
Many manufacturers depend on a small number of suppliers for key components, or on a few large customers for most of their sales. Damage at their premises can stop your production just as surely as damage at yours.
Contingent business interruption cover extends your income protection to named suppliers and customers. We help you identify the dependencies that matter and insure them.
How we assess a manufacturing site.
- 01
Process review
We learn how materials flow through your site and which machines are critical to output.
- 02
Fire and safety
We look at fire detection, sprinklers, storage of flammables, and housekeeping, which drive property premiums.
- 03
Values and interdependencies
We confirm reinstatement values and how long it would take to replace key equipment.
- 04
Recommendations
You receive practical improvements that can reduce both risk and premium, alongside our insurance proposal.
Need protection for your future?
Global coverage, trusted assurance. Our advisors are available Mon – Sun 9:00 AM – 6:00 PM.