Oil, Gas & Energy
Insurance for energy service companies, contractors, and suppliers working across upstream, midstream, and downstream operations.
Concentrated values and serious liabilities.
Energy operations combine expensive equipment, hazardous materials, and strict contractual indemnities. These are the exposures we address.
Property and equipment damage
Fire, explosion, and machinery breakdown at facilities, yards, and workshops.
Business interruption
Lost income when a facility or key equipment is out of action after insured damage.
Third-party and contractual liability
Claims from clients, partners, and the public, including liabilities you accept under service contracts.
Pollution liability
Clean-up costs and third-party claims following sudden and accidental pollution.
Transit and marine
Equipment and materials moving by sea, air, and road between sites.
Workforce
Workmen's compensation, employer's liability, and medical cover for field teams.
Different focus along the value chain.
Upstream and field services
- Equipment in remote and offshore locations
- Contractual indemnities to operators
- Rotational workforce and travel
- Transit of tools and spares
Midstream and downstream
- Storage, processing, and distribution facilities
- Fire and explosion at fixed sites
- Product and environmental liability
- Business interruption from plant outages
Operators set strict insurance requirements for their contractors.
Service contracts with energy operators usually specify minimum liability limits, named insured parties, and waivers of subrogation. We review those clauses and confirm your programme complies before you sign.
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