Assessing project viability
Eligibility Criteria
What lenders look at when deciding whether a project or business can support financing.
Four tests
What makes a project fundable.
01
Feasibility
A credible plan, realistic costs, and evidence of demand for what the project will deliver.
02
Cash flow
Enough projected cash flow to cover repayments with a comfortable margin.
03
Sponsor strength
Owners and managers with relevant experience and their own capital committed.
04
Compliance readiness
Complete KYC documentation, clear ownership, and the licences the project needs.
Strengthening an application
What lenders look for, and what raises concerns.
Strengthens the case
- Audited financial statements
- Signed offtake, lease, or sales contracts
- Security over assets with clear title
- Insurance in place for key risks
- Transparent ownership structure
Raises concerns
- Unclear or complex ownership
- Projections without supporting evidence
- Assets already pledged to other lenders
- Missing licences or permits
- Inconsistent financial information
Prepare
Documents that support eligibility.
Company
- Trade licence
- Constitutional documents
- Ownership and UBO details
Financial
- Financial statements
- Cash flow projections
- Existing debt schedule
Project and security
- Project plan and budget
- Key contracts
- Title documents for collateral
Need protection for your future?
Global coverage, trusted assurance. Our advisors are available Mon – Sun 9:00 AM – 6:00 PM.