SME Expansion Loans
Financing for small and medium businesses opening new locations, hiring, or launching new product lines.
Growth funding matched to your revenue.
Expansion loans are built for businesses that are already trading and need capital for the next stage. Applications are evaluated on business plans, historical performance, and market traction.
Repayment schedules are aligned with the expected revenue ramp from the expansion, so repayments grow as the new location or product line starts to earn.
- New branches and locations
- Equipment and fit-out
- Hiring and working capital for growth
- Entry into new markets
Four questions every application answers.
Is the business established?
Trading history, financial statements, and existing customers.
Is the plan credible?
Costs, timeline, and evidence of demand for the expansion.
Can it repay?
Cash flow from existing operations and the expansion.
Is it well documented?
Clear ownership, licences, and properly executed security.
From plan to funding.
- 01
Share your plan
Send an overview of the expansion, the amount needed, and recent financials.
- 02
Assessment
Your plan and performance are reviewed and terms are proposed.
- 03
Documentation
Loan and security documents are signed, notarized, and registered.
- 04
Drawdown
Funds are released and repayments follow the agreed schedule.
Insure the assets your expansion depends on.
New premises, equipment, and stock should be insured from day one. Our business insurance team can arrange cover that meets the lender's requirements.
Need protection for your future?
Global coverage, trusted assurance. Our advisors are available Mon – Sun 9:00 AM – 6:00 PM.